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• W-2s on past 2 yrs.
• 1099 versions if you are independent builders otherwise individual a great team
• Salary stubs for the past 30 days
• The most recent government tax go back (Some lenders ask for 24 months out of tax statements)
• Checking and you will bank account comments over the past a couple months
• Statements out-of almost every other financial assets going back a few months, including Cds, IRAs, 401 (k) accounts, holds, bonds, and you may real estate holdings
• A list of monthly expenses not listed on the newest borrowing declaration, particularly automobile financing, figuratively speaking, and you can credit cards. Range from the creditor’s identity, address, account count, lowest payment per month together with outstanding balance. (más…)