Fees and costs

The new fine print into the home mortgages require that you found regular salary, personal safety or your retirement money and employ DNB since your relaxed lender.

Formula off productive rates of interest

BLU Start:Amount borrowed NOK dos 000 100000 up to 85 % of market price. Affordable interest rate 3.39 % p.a good. Annuity loan that have productive rate of interest step 3,52 % p.an effective. together with front side-prevent payment NOK step three 190 and you may instalment commission NOK 65. Cost NOK 990 890, total NOK 2 990 890 more 25 years.

Amount borrowed NOK dos 100 100000, moderate interest rate cuatro.69 % p.an excellent. having 3 year fixed speed. Annuity loan which have productive rate of interest cuatro.87 % p.good. including side-prevent commission NOK 3 190 and you may instalment percentage NOK 65. Pricing NOK 1 422 590, totalt NOK step three 422 590 more than 25 years.

Car finance getting teenagers having deposit 35 % or even more:Amount borrowed NOK 150 100000 up to 65 % regarding purchase price. Annuity mortgage having nominal rate of interest 4.74 % p.a good., energetic rate of interest six.54 % p.a good. as well as top-prevent fee NOK 2 five hundred and instalment percentage NOK 65. Costs NOK twenty-five 484, overall NOK 175 484 more five years.

Amount borrowed NOK 50 100. Nominal interest % p.a beneficial. Annuity mortgage with productive interest rate % p.a beneficial. together with front side-end fee NOK 500 and you may instalment commission NOK fifty. Total cost NOK 68 777 more 5 years.

Fixed-rates home mortgage Saga:Amount borrowed NOK dos 100000 one hundred thousand, affordable rate of interest 4.69 % p.an effective. to own step three 12 months repaired rate. Annuity mortgage which have energetic rate of interest cuatro.87 % p.a good. as well as front side-prevent payment NOK step three 190 and you will instalment percentage NOK 65. Cost NOK step one 422 590, totalt NOK step three 422 590 over twenty five years.

Car loan Saga and you can Saga Rare metal with 35 % down-payment:Loan amount 150 100 NOK to 65 % from purchase price. Annuity loan having moderate interest rate 4,74 % p.a beneficial., productive interest rate 6.forty-two % p.a great. as well as side-end payment NOK dos 300 and you can instalment commission NOK 65. Costs NOK 25 259, full NOK 175 259 more five years.

Saga Liquidity reserve:Amount borrowed NOK 70 000. Affordable interest %, active interest rate % including front-end commission NOK five-hundred. Rates NOK 4 574, full https://paydayloanalabama.com/edgewater/ NOK 74 574 more than 12 months.

Mortgage doing 75 % out of ount NOK 2 100 000, to 75 % regarding market value. Moderate interest 4,29 % p.a good. Annuity mortgage that have active rate of interest 4,45 % p.an excellent. and front-end percentage NOK step 3 190 and you may instalment commission NOK 65. Rates NOK step one 286 390, full NOK step three 286 390 more 25 years.

Family collateral line of credit:Amount borrowed NOK dos one hundred thousand 100000, doing 75 % of market price. Affordable interest 4,30 % p.a. Annuity financing with energetic rate of interest 4,45 % p.an excellent. and additionally top-prevent commission NOK step 3 190 and you may instalment commission NOK 65. Rates NOK 1 286 390, total NOK 3 286 390 over twenty five years..

Fixed-rates home mortgage:Loan amount NOK dos 100 one hundred thousand around 75 % off market value. Moderate interest rate cuatro.74 % p.a great. to own step 3 seasons repaired price several months. Annuity loan having energetic interest 4.ninety five % p.a great. along with front side-prevent payment NOK step three 190 and you can instalment percentage NOK 65. Rates NOK step 1 439 690, complete NOK step 3 439 690 more than twenty five years.

Environmentally friendly mortgage:Amount borrowed NOK 2 one hundred thousand 100 to 85 % regarding market value. Nominal interest 3.39 % p.good. Annuity mortgage having productive interest step 3.52 % p.an excellent. also side-avoid percentage NOK 3 190 and you will instalment commission NOK 65. Cost NOK 990 890, totalt NOK 2 990 890 more than 25 years.