Workplace of the Attorney General, Mark Shurtleff Utah Condition Capitol Complex 350 North County Road Room 230 SLC UT 84114-2320

After that, I became advised I would getting called second from the a great negotiator who does give me my personal options in the next 30-forty five weeks. Now i am curious who the fresh new negotiator was representing, and you will just what will be discussed.

Connected (simply click so you can build), delight discover a page dated , in direct contradiction toward phone call, stating Your qualify for a long-term modification of your home loan not as much as our home Reasonable Amendment System. I became told we will be https://paydayloancolorado.net/jamestown/ delivering it for your requirements in the near future. Delight look having a great deal regarding mail and you may get back the new Agreement so you can you from the questioned date therefore that we is execute the loan amendment. Which had been 7 weeks in the past! The fresh new mailbox remains empty.

Gentlemen: We obtained a telephone call regarding Bank from The united states recently advising me personally, The request that loan amendment could have been refused

I’m hoping that which we has here is a case regarding the new left hand unsure what the right-hand has been doing. My personal approval letter came from the initial target mentioned above. I was and come up with my costs on the next address detailed above.

Anyone which have exactly who I talked most recently indicated I had introduced around three stages from acceptance, however, somehow to have factors not effectively explained since the she read regarding a ready script which i got hit a brick wall specific decide to try in the last phase of one’s approval procedure. Up to one label, I happened to be clueless on the anything out of amounts regarding recognition.

You will find made my personal trial costs off $adult per month without fail because basic agreement old , immediately after getting informed there can be a three-month trial period. Whether or not it latest stage development in caused by underwriting that is done more just last year, you undoubtedly are making a decision which should be up-to-date having new financial investigation which i would be willing to also have. My personal earnings continues to be a portion of exactly what it was once, however, We to ensure your its enough right now to over qualify under a modification if the analyzed and you will current. Ten months (a few birthdays) came and you will gone given that underwriting is originally complete. We have produced the latest demo payments faithfully while the consented. The whole drawn-out procedure has now experienced play for Fifteen Months!

Their correspondence for me have finally lay myself into the an enthusiastic awkward updates, become saying it as only as i can also be. You will find acted inside good faith. Yet not, Bank out-of The usa has done the contrary, it appears, except if there can be an easy reasons you could offer and a separate telephone call from somebody training a software.

Whenever revealing my challenge and you can my personal anger this week with an excellent buddy who’s and a large financial company here in Utah, I became advised when planning on taking my personal circumstances towards Attorney General out of Utah, erica has become the poster child for how not to ever manage property foreclosure steps. I have also duplicated Shurtleff’s place of work on this subject letter.

I am creating to let you know one to up to We tune in to right back from you (was 10 weeks enough time?) I can just do it since the advised and provide action against Lender of America because of my personal legal services, who is plus duplicated on this letter to possess particular show by Financial of The usa beneath the page old (find affixed) upon which I’ve depended. You simply cannot eradicate consumers that way.

Unfortunately, as opposed to solving my loan which have an amendment to help me personally in common my domestic, I am kept in order to pledge I am wrong on the presumption I’m getting victimized

I nevertheless trust we are able to manage the problem amicably. But not, We assuring your I will not become another mortgage foreclosure statistic not as much as such specious points as opposed to specific clarification I am hoping might be impending.